SCROLL DOWN TO SEE WHAT VEHICLES WE HAVE FOR SALE AND TO READ MORE ABOUT OUR "FREE MEMBERSHIP" PROGRAM.

 

HARVEY RELIEF LOAN PROGRAMS

 

Hi,
 

            Your credit union is here to help you.  Please review our programs below for hurricane Harvey relief.  If you have any questions, send us an email through Virtual Branch or call us.

 

            If your vehicle was damaged and you need to get a replacement.  Give us a call at 713.704.3980 or 713.791.1397, to do a short application.  It should only take a minute or two to do.  Get your loan pre-approved before you go shopping.  We offer GAP insurance at $295, low cost extended warranties, and reasonable debt protection products, including unemployment coverage.  Let us help you save money, call us! 

 
PROGRAM ONE:*
 
Members who have a loan with us that was not more than 20 days delinquent, automatically qualify for a loan payment deferral. These loans have already been updated and THERE IS NOTHING YOU NEED TO DO. If you do not want the payment deferral, you can log in or call in and make your payments.
 
If it is a personal unsecured loan with us, you received a ONE month payment deferral.
Most unsecured loans, (Credit cards are not included).
Weekly payments skipped 4 payments
Bi-weekly payments skipped 2 payments
Monthly payments skipped 1 payment
 
If you have a personal secured loan, you received a TWO month payment deferral.
Most secured loans.
Weekly payments skipped 8 payments
Bi-weekly payments skipped 4 payments
Monthly payments skipped 2 payment
 
Members are encouraged to log in to Virtual Branch, or call our CASH line: 713.704.2274, (CASH),
to verify your new due date(s), or to make payments if you so desire.
 

PROGRAM TWO:* 

(PROGRAM STARTS ON 09.05.2017). If you take advantage of this program, you may not quality for our traditional HOLIDAY LOAN program. You are encouraged to review carefully before deciding to participate.

 
 All members who have a relationship loan, (RL), for an original amount of $1,000 or more, will be able to apply for an add-on of $500.
All members who have a line of credit loan, (LOC), which was granted BEFORE 08.25.2017, will be able to apply for an additional one-time $500 add-on.  
 
To qualify for program two, (the two loan types listed above), the following criteria must be met:
a.      Request must be submitted by 09.29.2017 – Prefer request by Virtual Branch.
b.      Loan must have a balance
c.      Must have direct deposit
d.      NO late payments in the last 6 months.
 
Members with a signature loan (SG) and who have direct deposit, may be able to obtain a second loan for an additional $500, with the following criteria:
 
a.      Will refinance the existing loan into new loan and possibly make it a line of credit, (LOC).
b.      First payment will be set for 1 month out, (October).
c.      New loan documentation required.
d.      Online loan application required.
 
*Other terms, conditions and requirements may apply.

 

WE HAVE A NICE 2012 CHEVROLET IMPALA FOR SALE FOR $8,700!   IN GREAT CONDITION, AUTO, CC, PW, CD, PL, ONLY 91K MILES.  GOOD CREDIT, BAD CREDIT, IF YOU ARE A MEMBER, WE MAY BE ABLE TO FINANCE IT AT A GREAT RATE AND TERMS.  TO SEE THIS CAR, STOP BY OUR MAIN OFFICE, 6414 FANNIN STREET.   HURRY - WON'T LAST LONG! 

 

 

FREE MEMBERSHIP +$25*

NOW YOU CAN JOIN FOR FREE!  PLUS, WE WILL MAKE YOUR INITIAL $25 DEPOSIT TO YOUR ACCOUNT.  SIGN UP TODAY AND START SAVING MONEY!

 

WHO CAN JOIN?    

MEMBERS OF YOUR IMMEDIATE FAMILY AND HOUSEHOLD, ALONG WITH M.H. CO-WORKERS AND EMPLOYEES AND FAMILY OF MOST TEXAS MEDICAL CENTER EMPLOYERS!

 

 

BCFCU APP. NOW AVAILABLE!

YOU CAN DOWNLOAD OUR APP. FROM GOOGLE OR APPLE i-STORE - FREE!    APP. - "BAYOU CITY FCU"

 

 

VEHICLE LOAN PROMOTION*

 

 Thinking about getting a vehicle?  Or already have one, and need to refinance it!  Finance it with us!   We offer great rates and terms, and our GAP and extended warranty program will save you money!  You can do it all with us!  Apply on-line, anytime:  www.bcfcu.com 

 If your MONEY is falling short, don't forget we offer vehicle loan SKIP-A-PAYMENTS!*

 

 

*Other terms, conditions and restrictions may apply.  See any BCFCU employee for more details!

 

 

 

 

 

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