TIME DEPOSITS (Suffix M, N, O)

Our Time accounts, otherwise known as Certificates of Deposit(CD's), offer you a great return on your investment. Choose any  maturity term that suits your needs between 6 months to 5 years. Time deposits are  to save for a longer period of time.  These higher yielding accounts allow you to earn more money.

Requirements and Description**

	Minimum balance to open is $1000.
	Fixed rates and terms.
	At maturity, automatically renews at current rate and term, unless otherwise instructed.
	Dividends posted at the end of each quarter.
	Statements mailed quarterly.

BCFCU's  Payroll Certificate of Deposit is available through signing up for MHHS payroll deduction or ACH payroll deposits. The minimum opening deposit is $100 and monthly deposits are as low as $10. The Payroll CD will earn the lowest Super Share rate plus 0.25 percentage points for balances between $100.00 and $1,000.00. This CD allows you to draw out money one time the first ten business days of every quarter. Balances over $1,000 will earn 1 year CD rate.

Please refer to our rates page for CD rates.

**Please refer to the Rate and Fee Schedulefor more account disclosures.

To open a CD today, complete an account modification card online.