SHARE SECURED LOAN

Do you need access to money in a Certificate of Deposit?  Share secured loans are loans made against money on deposit in your credit union account, such as CD's, Super Shares, and Secondary Shares.  This is a great way to re-build your credit or to establish new credit.  Share secured credit cards are also available.


Benefits

  Much lower interest rate.
  Access to money on deposit without paying a penalty.
  A "safe" loan that keeps your credit in good standing.
  The convenience of borrowing without using your regular shares.


Rates

  3% above the current dividend rate on regular shares or Super Shares.*
  2% above the current dividend rate on Certificates Of Deposit.

*APR = Annual Percentage Rate.  Rates are subject to change.


Required Forms**

 

The only required form is a completed Loan Application.

**Other forms may be required.

 

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