LOAN RATES*

Rates effective January 6, 2009

 

Automobiles, Trucks, Motorcycles	Floor Rate = 4.00%
(New and Used)

12 Months**	24 Months**	36 Months**	48 Months**	60 Months**	72 Months**
4.00%*	4.00%*	4.10%*	4.10%*	4.15%*	4.35%*

**Rates shown reflect a credit score of at least 700 with established credit. Other terms & conditions may be required.

Boat, RV, Trailer	Floor Rate = 6.15%
(New and Used)

12 Months**	24 Months**	36 Months**	48 Months**	60 Months**	72 Months**
6.00%*	6.00%*	6.10%*	6.10%*	6.10%*	6.35%*

**Rates shown reflect a credit score of at least 700 with established credit. Other terms and conditions may be required.

Relationship Loans

18.00%* simple interest on unpaid balance

Signature Loans/ Lines Of Credit Loans		Variable Credit Cards***
9.90%* to 18.00%*		7.00%* to 9.00%*

*APR =  ANNUAL PERCENTAGE RATE. Your rate will be based on credit risk.  For more details contact the Loan Department.

Loan rate discounting available for additional credit union services and down payments. Contact a loan officer for additional information.

Rates are subject to change without notice.

Only vehicles over $20,000 may be financed for 72 months.

***Variable rate

Actual rate received may vary depending upon credit worthiness, debt-to-earnings, down payment and services with the credit union.