LOAN RATES*

              

  Printer Friendly Rate Sheet

NEW/USED CARS, TRUCKS & MOTORCYCLES - 3% available when rate discounting applied               

               % Financed**                

               Terms              

               APR*** before discounts              

50%

24 months

2.50%        to   11.25%

 

48 months

2.50%        to   11.35%

 

60 months

2.50%         to     8.50%

 

72 months - over $20,000

2.50%        to     6.25%

60%

24 months

2.50%        to   11.75%

 

48 months

2.50%        to   11.85%

 

60 months

2.50%       to    9.00%

 

72 months - over $20,000

2.50%       to    6.75%

70%

24 months

 2.50%        to    12.50%

 

48 months

 2.50%       to    12.60%

 

60 months

 2.50%      to      9.75%

 

72 months - over $20,000

 2.75%      to     7.50%

 80%

24 months

 2.75%     to   13.00%

 

48 months

 2.75%     to   13.10%

 

60 months

 3.00%     to   10.25%

 

72 months - over $20,000

 3.25%     to    8.00%

 115%

24 months

   3.00%      to   13.25%

 

48 months

   3.00%      to   13.35%

 

60 months

   3.25%      to   10.50%

 

72 months - over $20,000

   3.50%      to     8.25%


NEW/USED RV, BOATS & TRAILERS                                                                                                                   

              % Financed**               

               Terms              

                                  APR***                             

100%

24 months

7%  to  13.75%

 

48 months

7%  to  13.85%

 

60 months

7%  to  11.00%

 

72 months - over $20,000

7.25%  to  11.25%


TEXAS TITLE LOANS                                                                                                                                                

            % Financed**             

               Terms              

                                APR***                         

50%

12 months - mileage < 200,000

14.25%

 

24 months - mileage < 150,000

14.25%

 

36 months - mileage < 100,000

14.25%


PERSONAL LOANS                                                                                                                                                   

                   Type                    

                Terms                 

                            APR***                       

Signature ($500 min)

up to 60 months

4.90%  to  17.90%

Line of Credit ($1,000 min)    

up to 48 months

9.90%  to  17.90%

Relationship (direct deposit required) 

60 months

18%


SECURED LOANS                                                                                                                                                      

                      Type                       

                     Terms                     

                               APR***                          

CD Secure

up to 60 months

2% above the dividend rate

Share Secure

up to 60 months

3% above the dividend rate


MASTERCARD                                                                                                                                                             

                      Type                       

                     Terms                     

                               APR***                          

Gold

3.50% of outstanding balance

7.25% variable

Regular

3.50% of outstanding balance

 11.25% variable

 

*Rate discounting available based on CU services utilized. Maximum rate discount of 2% when all discounts applied.

**Down payment may be required and terms may be limited dependent upon credit, debt level, and collateral.

***APR = Annual Percentage Rate

Actual rate received may vary depending upon credit worthiness, debt-to-earnings, down payment and services with the credit union. Rates are subject to change without notice. Other terms and conditions may apply.

 

 

 


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